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@media(max-width:1000px){.main-nav{gap:18px;font-size:12px}.brand,.brand-image,.brand-image img{width:180px}.brand-image{height:58px}.hero{min-height:590px}.hero-overlay{background:linear-gradient(90deg,#021b36 0%,#021b36e8 42%,#021b3652 75%,#021b361a)}.hero-copy{max-width:580px}.value-grid>div{padding:5px 15px}.section-heading{gap:35px}.about-grid{gap:6%}}
@media(max-width:760px){.container{padding-left:20px;padding-right:20px}.topbar-inner{justify-content:center}.topbar-inner>span:last-child{display:none}.header-inner{min-height:72px}.brand,.brand-image,.brand-image img{width:165px}.brand-image{height:54px}.menu-toggle{display:block}.main-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;box-shadow:0 12px 25px #061c3226;padding:15px 20px 22px;flex-direction:column;align-items:stretch;gap:2px;font-size:14px}.main-nav.is-open{display:flex}.main-nav>a:not(.nav-contact){padding:13px 3px;border-bottom:1px solid var(--line)}.nav-contact{justify-content:space-between;margin-top:11px}.hero{min-height:650px;align-items:flex-end}.hero-photo{background-position:64% center}.hero-overlay{background:linear-gradient(0deg,#021b36 4%,#021b36e8 34%,#021b3680 66%,#021b3633 100%)}.hero-content{padding-top:190px;padding-bottom:54px}.hero-copy{max-width:100%}h1{font-size:clamp(37px,8vw,53px);max-width:620px}.hero-copy>p{font-size:15px;line-height:1.65}.hero-caption{display:none}.value-grid{grid-template-columns:1fr 1fr;padding-top:19px;padding-bottom:19px;row-gap:10px}.value-grid>div{padding:12px 10px!important}.value-grid>div:nth-child(2){border-right:0}.value-grid strong{font-size:27px}.value-grid span{font-size:12px}.section{padding:75px 0}.section-heading{display:block;margin-bottom:34px}.section-heading p{margin-top:18px;max-width:570px}.services-grid{grid-template-columns:1fr 1fr}.service-card{min-height:250px}.services-foot{align-items:flex-start;flex-direction:column}.about{padding:75px 0}.about-grid{grid-template-columns:1fr;gap:35px}.about-visual{height:300px}.about-mark{font-size:110px}.method-grid{gap:13px}.method-grid>div{padding:24px 20px}.cta-inner{align-items:flex-start;flex-direction:column}.footer-main{grid-template-columns:1.5fr 1fr;gap:35px}.footer-brand{grid-column:1/-1}}
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@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition-duration:.01ms!important;animation-duration:.01ms!important}}

.contact-section{padding:105px 0;background:#f5f7fa}.contact-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:8%;align-items:start}.contact-intro{padding-top:30px}.contact-intro h2{font-size:clamp(34px,3.5vw,49px);line-height:1.18;letter-spacing:-.045em;margin:20px 0 20px;max-width:450px}.contact-intro>p{font-size:15px;line-height:1.85;color:var(--muted);max-width:440px}.contact-detail{border-top:1px solid #d9e0e8;margin-top:44px;padding-top:28px}.contact-detail>span{display:block;font-family:'Segoe UI',Arial,sans-serif;font-size:10px;letter-spacing:.2em;color:#8895a4;font-weight:800;margin-bottom:11px}.contact-detail a{display:inline-flex;align-items:center;gap:16px;font-family:'Segoe UI',Arial,sans-serif;font-size:22px;font-weight:800;color:var(--navy)}.contact-detail a svg{width:19px;color:var(--red)}.contact-form{background:#fff;padding:40px;box-shadow:0 22px 60px #0a274011;border:1px solid #e5ebf1}.contact-form h3{font-size:20px;letter-spacing:-.025em;margin:0 0 28px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.contact-form label{display:block;font-family:'Segoe UI',Arial,sans-serif;font-size:12px;font-weight:800;color:#263b50;margin-bottom:20px}.contact-form label span{color:var(--red)}.contact-form input,.contact-form textarea{display:block;width:100%;margin-top:9px;border:1px solid #dce3ea;border-radius:3px;background:#fafbfc;color:var(--ink);font:400 14px 'Segoe UI',Arial,sans-serif;padding:14px 15px;outline:none;transition:border-color .2s,box-shadow .2s}.contact-form input{height:48px}.contact-form textarea{resize:vertical;min-height:130px}.contact-form input:focus,.contact-form textarea:focus{border-color:var(--red);box-shadow:0 0 0 3px #fa010013}.contact-form input::placeholder,.contact-form textarea::placeholder{color:#9ba6b2}.form-note{font-size:11px;line-height:1.6;color:#7f8b98;margin:0 0 19px}.form-submit{border:0}.form-submit svg{width:17px}
@media(max-width:760px){.contact-section{padding:75px 0}.contact-grid{grid-template-columns:1fr;gap:34px}.contact-intro{padding-top:0}.contact-detail{margin-top:25px}.contact-form{padding:28px}}
@media(max-width:520px){.contact-intro h2{font-size:34px}.form-row{grid-template-columns:1fr;gap:0}.contact-form{padding:25px 20px}.contact-detail a{font-size:20px}}
.contact-detail a{display:flex;width:max-content;max-width:100%;margin-bottom:12px}.contact-detail a.contact-email{font-size:18px;overflow-wrap:anywhere}
@media(max-width:520px){.contact-detail a.contact-email{font-size:17px}}
.privacy-consent{display:flex!important;align-items:flex-start;gap:11px;font-family:'Segoe UI',Arial,sans-serif!important;font-weight:400!important;line-height:1.55!important;color:var(--muted)!important}.privacy-consent input{appearance:auto;width:17px!important;height:17px!important;min-width:17px;margin:2px 0 0!important;accent-color:var(--red);box-shadow:none!important}.privacy-consent>span{color:var(--muted)!important}.privacy-consent a{color:var(--navy);font-weight:700;text-decoration:underline;text-underline-offset:3px}.footer-legal{font-size:11px!important;line-height:1.7;color:#778da2!important;margin-top:16px!important}.pending-legal{color:#8093a6!important;font-size:11px!important}.legal-page{background:#f5f7fa}.legal-header{background:#fff;border-bottom:1px solid var(--line)}.legal-header-inner{min-height:86px;display:flex;align-items:center;justify-content:space-between;gap:25px}.legal-back{font-family:'Segoe UI',Arial,sans-serif;color:var(--navy);font-size:13px;font-weight:800}.legal-back:hover{color:var(--red)}.legal-main{padding:80px 0 95px}.legal-content{max-width:900px}.legal-content h1{color:var(--navy);font-size:clamp(42px,6vw,68px);margin:18px 0 23px}.legal-lead{font-size:18px;line-height:1.75;color:#56687a;max-width:760px}.legal-notice{margin:34px 0;padding:18px 20px;background:#fff7e6;border-left:4px solid #e49b16;font-size:13px;line-height:1.65;color:#5c4a27}.legal-content section{background:#fff;border:1px solid #e3e8ee;padding:28px 32px;margin:15px 0}.legal-content section h2{font-size:18px;color:var(--navy);margin:0 0 12px}.legal-content section p{font-size:14px;line-height:1.8;color:var(--muted);margin:0}.legal-content section a{color:var(--red);font-weight:700}.legal-updated{font-size:12px;color:#8996a4;margin-top:27px}.legal-footer{background:var(--navy);color:#9eb0c2;padding:25px 0;font-size:12px}@media(max-width:520px){.legal-main{padding:58px 0 70px}.legal-header-inner{min-height:72px}.legal-content section{padding:23px 20px}.legal-lead{font-size:16px}.legal-back{font-size:12px}.legal-header .brand,.legal-header .brand-image,.legal-header .brand-image img{width:145px}.legal-header .brand-image{height:48px}}


.claims-main{padding:72px 0 96px;background:#f5f7fa}.claims-heading{max-width:800px;margin-bottom:35px}.claims-heading h1{font-size:clamp(42px,6vw,68px);color:var(--navy);margin:18px 0 17px}.claims-heading p{font-size:17px;line-height:1.7;color:var(--muted);max-width:700px}.claims-form{max-width:980px;background:#fff;border:1px solid #e3e8ee;box-shadow:0 22px 60px #0a27400d;padding:0 40px 40px}.claims-form fieldset,.claim-provider{border:0;border-bottom:1px solid var(--line);margin:0;padding:34px 0}.claims-form legend,.claim-provider h2{font:800 18px/1.35 'Segoe UI',Arial,sans-serif;color:var(--navy);padding:0;margin:0 0 22px}.claims-form label{display:block;font:800 12px/1.45 'Segoe UI',Arial,sans-serif;color:#263b50;margin-bottom:20px}.claims-form label>span:first-of-type{color:var(--red)}.claims-form input:not([type=radio]):not([type=checkbox]),.claims-form textarea{display:block;width:100%;margin-top:9px;border:1px solid #dce3ea;border-radius:3px;background:#fafbfc;color:var(--ink);font:400 14px 'Segoe UI',Arial,sans-serif;padding:14px 15px;outline:none;transition:border-color .2s,box-shadow .2s}.claims-form input:not([type=radio]):not([type=checkbox]){height:48px}.claims-form textarea{resize:vertical}.claims-form input:focus,.claims-form textarea:focus{border-color:var(--red);box-shadow:0 0 0 3px #fa010013}.provider-grid{display:grid;grid-template-columns:2fr 1fr;gap:18px}.provider-grid p{margin:0;padding:16px;background:var(--soft);font-size:14px;line-height:1.55}.provider-grid strong{display:block;color:#718093;font-size:10px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:5px}.provider-address{grid-column:1/-1}.claim-options{display:flex;gap:18px;flex-wrap:wrap;margin-bottom:20px}.claim-options label{display:flex;align-items:flex-start;gap:10px;flex:1;min-width:220px;margin:0;padding:15px;border:1px solid #dce3ea;border-radius:3px;background:#fafbfc;font-size:13px}.claim-options input{accent-color:var(--red);margin-top:2px}.claim-options label span{color:var(--muted)!important;font-weight:400}.claim-options label strong{display:block;color:var(--ink);margin-bottom:3px}.minor-check{display:flex!important;align-items:center;gap:9px;font-weight:600!important}.minor-check input{accent-color:var(--red)}.minor-check span{color:var(--ink)!important}.guardian-fields[hidden]{display:none}.claim-submit{border:0;margin-top:30px}.honeypot{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;opacity:0!important}.claim-status{max-width:980px;margin:0 0 22px;padding:17px 20px;border-left:4px solid;font-size:14px;line-height:1.6}.claim-status.success{background:#edf9f1;border-color:#1f9d55;color:#17653b}.claim-status.error{background:#fff0f0;border-color:var(--red);color:#8d2020}.claim-status.warning{background:#fff7e6;border-color:#e49b16;color:#6e531d}
@media(max-width:760px){.claims-main{padding:56px 0 70px}.claims-form{padding:0 25px 30px}.provider-grid{grid-template-columns:1fr}.provider-address{grid-column:auto}}
@media(max-width:520px){.claims-form{padding:0 20px 25px}.claims-form fieldset,.claim-provider{padding:28px 0}.claim-options{display:grid;grid-template-columns:1fr}.claim-options label{min-width:0}.claims-heading p{font-size:15px}}

.claims-form select{display:block;width:100%;height:48px;margin-top:9px;border:1px solid #dce3ea;border-radius:3px;background:#fafbfc;color:var(--ink);font:400 14px 'Segoe UI',Arial,sans-serif;padding:0 15px;outline:none;transition:border-color .2s,box-shadow .2s}.claims-form select:focus{border-color:var(--red);box-shadow:0 0 0 3px #fa010013}.claims-form label small{font-size:10px;font-weight:500;color:#7f8b98}